[행복연구센터](2023)Perceived fnancial well‑being and its association with frontostriatal functional connectivity, real‑life anticipatory experiences, and everyday happiness

2025-02-24

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*연구과제명: Perceived fnancial  well‑being and its association with frontostriatal functional connectivity, real‑life anticipatory experiences, and everyday happiness

-연구 기관: 부산대학교 심리학과 사회신경과학연구실, 서울대학교 심리학과 (연구팀)
-저자: Won‑Gyo Shin, Mina Jyung, Incheol Choi, Sunhae Sul


Perceived fnancial well‑being (FWB) is an important aspect of life that can afect one’s attitude toward future experiences and happiness. However, the relationship between FWB, anticipatory experiences, and happiness, and the brain’s functional architecture underlying this relationship remain unknown. Here, we combined an experience sampling method, multilevel modeling, and functional neuroimaging to identify the neural correlates of FWB and their associations with real‑world anticipatory experiences and everyday happiness. Behaviorally, we found that individuals with greater FWB felt more positive and more interested when they expected positive events to occur, which 

in turn resulted in increased everyday happiness. Furthermore, the level of FWB was signifcantly associated with the strength of functional connectivity (FC) between the nucleus accumbens (NAc) and ventromedial prefrontal cortex (vmPFC) and the local coherence within the vmPFC. The frontostriatal FC and local coherence within the vmPFC were further predictive of everyday happiness via the anticipatory response involving interestedness during positive expectations. Our fndings suggest that individual diferences in FWB could be refected in the functional architecture of brain’s reward system that may contribute to shaping positive anticipatory experiences and happiness in daily life.